{"id":7432,"date":"2011-11-29T11:55:48","date_gmt":"2011-11-29T16:55:48","guid":{"rendered":"https:\/\/bhgrealestateblog.com\/?p=7432"},"modified":"2024-12-30T11:12:25","modified_gmt":"2024-12-30T16:12:25","slug":"baby-boomers-give-younger-generation-a-financial-boost","status":"publish","type":"post","link":"https:\/\/bhgrecareer.com\/bebetterblog\/baby-boomers-give-younger-generation-a-financial-boost\/","title":{"rendered":"Baby Boomers Give Younger Generation a Financial Boost"},"content":{"rendered":"<p><span style=\"font-size: small\">The <span style=\"color: #003300\"><strong>Baby Boomers<\/strong><\/span> are a special generation of people.\u00a0 Seventy six million American children were born between 1946 and 1964; a time that marked dramatic social change in this country.\u00a0 They were the first generation to grow up with television, with rock and roll, and with all of the social and political implications of the formative years post World War II.<\/span><\/p>\n<p><span style=\"font-size: small\">Beginning on January 1, 2011, <span style=\"color: #003300\"><strong>the first baby boomers started to turn 65<\/strong><\/span>.\u00a0 They are achieving that milestone at a rate of 10,000 per day.\u00a0 Today, they represent roughly a third of the US population.\u00a0<\/span><\/p>\n<p><span style=\"font-size: small\">Although they grew up in a time of post war prosperity, people in their lives\u2014parents, grandparents\u2014clearly remembered the sting of the Great Depression and war time.\u00a0 As a result, many baby boomers were raised with an eye toward saving, a hard work ethic, and the achievement of the American Dream, including home ownership.\u00a0 Today, many boomers have families of their own.\u00a0 They are seeing the impact of today\u2019s challenging economy on their own children and grandchildren in matters of employment and being able to achieve the dream of home ownership.\u00a0<\/span><\/p>\n<p><span style=\"font-size: small\">&#8220;With historically low interest rates and competitive listing prices, now is a great time to invest in real estate for those in a position to do so,\u201d said Sherry Chris, President and CEO of Better Homes and Gardens Real Estate LLC, in a statement. \u201cHowever, in today&#8217;s economy, saving enough money for a down payment can be a struggle for young adults.\u201d<\/span><\/p>\n<p><span style=\"color: #003300;font-size: x-large\"><strong>Baby Boomers Offer a Helping Hand<\/strong><\/span><\/p>\n<p><span style=\"font-size: small\">Instead of sitting back, this great generation is taking matters into their own hands.\u00a0 A <span style=\"color: #003300\"><strong>national survey commissioned by Better Homes and Gardens\u00ae Real Estate<\/strong><\/span> has found that baby boomers are part of a growing trend in which they are helping their children or grandchildren become home buyers. According to the survey,<strong><span style=\"color: #003300\"> one in five baby boomers has already gifted, loaned or co-signed a loan<\/span><\/strong> to support their children or grandchildren in purchasing a home, and more than two-thirds of baby boomers want to provide this type of support in the future.<\/span><\/p>\n<p><span style=\"font-size: small\">Aside from the good investment rationale, baby boomer respondents cited that the willingness to provide financial support to their children and\/or grandchildren was out of love. By providing financial support to assist in the home buying process, respondents stated that they could ensure their children and\/or grandchildren would benefit from their estate and fulfill a large part of achieving the American dream.<\/span><\/p>\n<p><span style=\"font-size: x-large\"><strong><span style=\"color: #003300\">The Numbers Speak Volumes&#8230;<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-size: small\">Looking ahead, <span style=\"color: #003300\"><strong><em>one in 10 baby boomers say they will \u201cdefinitely\u201d provide their children or grandchildren with financial support for a down payment<\/em><\/strong> <strong><em>on a home<\/em><\/strong><\/span>, and at least half hope to do so.\u00a0 In total, more than two-thirds (68%) of all baby boomers said they want to provide future financial support for their children or grandchildren to purchase a home.<\/span><\/p>\n<p><span style=\"font-size: small\">It is the hope of every generation that those who follow have more opportunity and better lives.\u00a0 It is the basis of what our country was built on.\u00a0 The <strong><span style=\"color: #003300\">baby boomers<\/span><\/strong> realize how important home ownership has been to their own lives.\u00a0 Now, they are helping to make that dream a reality for the next generation of people.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Baby Boomers are a special generation of people.\u00a0 Seventy six million American children were born between 1946 and 1964; a time that marked dramatic social change in this country.\u00a0 They were the first generation to grow up with television, with rock and roll, and with all of the social and political implications of the [&hellip;]<\/p>\n","protected":false},"author":181,"featured_media":7440,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[201,271],"tags":[3091,4121,12101,18841],"class_list":["post-7432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-news","category-thought-leadership-2","tag-baby-boomer","tag-better-homes-and-gardens-real-estate-survey","tag-down-payment-assistance","tag-home-loan-gift"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Baby Boomers Give Younger Generation a Financial Boost,<\/title>\n<meta name=\"description\" content=\"Baby Boomers Give Younger Generation a Financial Boost finds a Better Homes and Gardens Real Estate Survey\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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